Insured under my dads car?

My dads leaving on vacation and I want to drive his car when he's gone but he says I have to be 25 for it to be legal. I live with my mom not with my dad and am insured under her car. I'm 23 and I live in toronto Ontario. Could someone please explain to me exactly how liability insurance works and whether I would be covered under my dads car if I used it for the 5 days he was on vacation?

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