Should we consult a lawyer regarding a claim to our home owners insurance?

Should we consult a lawyer regarding a claim to our home owners insurance?

Our home was struck by lightening last month. The electrical got fried, our chimney top exploded, and a sizable hole was punched through our roof, in addition to some other damage to property. We've already begun running into problems contacting the insurer. The agent has been switched twice since we filed, the latest said he was a temp and provided me a Yahoo email address for contact... which bounced, naturally. The company (Pacific Specialty Insurance Co.) seems reputable, but I'm worried that we will get the usual run around from these guys. The fire fighters that responded to the scene recommended we get the electrical looked at ASAP, which we did after confirming with our insurance the need to go ahead on that front for safety reasons. The upfront cost for the electrical was $10K. We haven't moved on the roof or chimney yet because we haven't the liquid funds to do so. I worry about the rainy season coming and its impact on an exposed roof--tarps aren't really a great substitute for a solid roof. My question is whether or not it is in our best interest to consult an attorney in order to prevent this claim from being dragged out for many months of painful bureaucratic weaseling. If so, does anyone have any idea what kind of lawyer one should consult and how much we can expect it to cost? Any and all help on how to help expedite this process is very much appreciated.

 

BEST ANSWER: Try this site where you can compare quotes:insureinfo.xyz

 

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I have no wrecks tickets or anything on my record for driving a car. I want a motorcycle because they are cool and get like 2-3 times better gas mileage then my car. The problem id my parents complain they are dangerous and thy also say the insurance is like 3 times as much. I live in the U.S will the insurance be a lot, if so can you give me a estimate per month? Also since a 250 is cheap and not very fast will that make a difference in safety and insurance price?

 

 

Is term life insurance better than whole life insurance ?

Someone on the radio said he didn't recommend whole life . Why is that ? I am 44 years old and am looking for around $50,000 coverage . What companies would be good for me ? Thanks for your help .

 

 

About how much would it cost to be added onto your parents car insurance per month?

i am a 17 yr. old girl. am a reasonably good driver and i got a 92 on the written test. any approximation would be helpful.

 

 

Alloys and insurance?

If i wanted to put alloys on my car, will my insurance go up? Thanks

 

 

Is it standard procedure for home insurance agents to visit your house before they insure it?

I was told by my ex that a home insurance agent was coming to look at the INSIDE of my house. I was under the impression only appraisers came to look at the inside of your home. Do home insurance agents do that now too? What's the cheapest home insurance?

 

 

What will my insurance roughly cost when I'm 19?

Hello, I'm 18 now and about to get my drivers license. I plan on getting a cheap car with low insurance the first year of driving for me. I always wanted a Mazda RX8 and I know that theres no chance of me getting insured for the car now so I was wondering when will it become affordable for me to get a Mazda RX8? Like for example what would you suggest my salary should be to realistically own that type of car in the UK? Thanks!

 

 

Which company offers the cheapest car insurance for a 17 year old?

Im 17 and i need insurance and i wanted to know the cheapest way

 

 

Expired insurance of another driver?

While I was slowing behind a stopping car, another vehicle hit me at the rear bumper. My bumper would probably have to be replaced. We have exchanged insurances and continued. Now that I check his insurance, it's expired. I have his driver license details as well. I will call his insurance company, but if it really turns out to be expired and he was uninsured - what are the options?

 

 

I work per diem and have no insurance. do you know any good insurance that is affordable?

I am also a student so I need something that won't break the bank and that I will hopefully be able to use after school

 

 

Insurance cost/ car cost?

ok i live in canada, and i am saveing up for my first car, what is the cheapest car i can get, cheap but still a good car, a standared car not a stick. and how much insurance will i have to pay for this car. no i only got pulled over once but that was 2 years ago, will that take an effect for my insurance .........

 

 

Need help with car insurance?

I am 19 years old. I am looking to to buy a car but the insurance is just too expensive. I would like a clio or a corsa. Does anybody know any schemes which I can get a lowered scheme because my quotes so far are 2500 + . I was told of company car insurance where you can get insured on a business and use that policy??

 

 

Can I use my parents car insurance?

As a 17 year old, could I get car insurance under my mom's name? I can't pay $200+ a month for car insurance as a first time driver under my own name. So could I just get my mom to sign to it so I would only pay her rate at like $100 a month?

 

 

State funded autk insurance for low income?

just wondering if there is a texas program for low income disabled people to get auto insurance coverage

 

 

Where i can get tips of cheap auto insurance?

Where i can get tips of cheap auto insurance?

 

 

Drivers license in California 19 years old?

How do I get my driver's license in California when I'm 19 years old? I already got my permit but it expired. Thanks Also, i'm a california resident

 

 

Statefarm locksmith coverages for auto insurance?

how much StateFarm reimburses for locksmith charges. I had to pay $139 for a locksmith to come and open my car. his service charge is 39.99 and $75 for opening car (tax and 10% credit card charge) it totalled to $139. now any of you has any idea how much StateFarm will reimburse me. Do agents play tricks to reimbruse less money. Any suggestions will be highly appreciated. Thank you

 

 

Does a parking ticket raise insurance?

I got a 35$ ticket. (my first ticket). will this go through to my insurance and my record? or do i just gotta pay the fine?

 

 

I am 18 and i just got my license nearly 2 months ago, what insurance would take me?

i need insurance now but the rates are so high.. i am a full time high school student and i live on my own its not like i could put the insurance under my parents name. i need help !!!!!

 

 

What is balloon insurance?

do i need balloon coverage

 

 

Does anyone know of any affordable dental insurance? i could apply for online? ?

i have a chipped tooth with no insurance. looking for something affordable that i can make weekly or monthly payments on.

 

 

What's a good car to get cheap on insurance ?

I'm from uk

 

 

Car insurance and Traffic accident in Germany?

Is it necessary to have car insurance? Who do you report accidents to after they happen? Do you need to register your cars? Do you take a test to get your license? What is the legal limit for driving while intoxicated? How do they measure blood alcohol? Breathalyzer? Blood? Can you refuse to take the test? Do lawyers get involved in accident cases? What are penalties for driving without a liscence or being insured? Do you have judges, juries or both?

 

 

What would be my insurance cost if i got a 2010 Subaru RX STi in chicago?

any idea? like a year?

 

 

How much could my insurance increase?

I ended up scratching the corner of my car after trying to get into the only parking spot available (some guy was over the line). It was on a chain link fence, no one got hurt, and I only have to worry about paying my problems, no one else's. I'm 19 and use my parent's USAA insurance. I went in for an estimate to see if it would be possible to cover it without using my insurance at all, but the damage was apparently worse than I thought, as they quoted about $1,550. I could potentially cover this with my upcoming paycheck (I think, don't know for sure), but would it be better to pay for it myself or use the deductible from USAA and see my parent's insurance rise? I know there are a lot of variables, but how much could our insurance potentially increase?

 

Should we consult a lawyer regarding a claim to our home owners insurance?

Our home was struck by lightening last month. The electrical got fried, our chimney top exploded, and a sizable hole was punched through our roof, in addition to some other damage to property. We've already begun running into problems contacting the insurer. The agent has been switched twice since we filed, the latest said he was a temp and provided me a Yahoo email address for contact... which bounced, naturally. The company (Pacific Specialty Insurance Co.) seems reputable, but I'm worried that we will get the usual run around from these guys. The fire fighters that responded to the scene recommended we get the electrical looked at ASAP, which we did after confirming with our insurance the need to go ahead on that front for safety reasons. The upfront cost for the electrical was $10K. We haven't moved on the roof or chimney yet because we haven't the liquid funds to do so. I worry about the rainy season coming and its impact on an exposed roof--tarps aren't really a great substitute for a solid roof. My question is whether or not it is in our best interest to consult an attorney in order to prevent this claim from being dragged out for many months of painful bureaucratic weaseling. If so, does anyone have any idea what kind of lawyer one should consult and how much we can expect it to cost? Any and all help on how to help expedite this process is very much appreciated.

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